An Easy Way to Save on Your Home Insurance

We all know that life gets busy, so who wants to spend time digging through insurance policies to see if you can find a better deal? HomeLoanServicio has a tool that allows you to balance price and coverage to find the best option for you and your family.

The program is called Covered. It’s an online marketplace that offers you a one-stop insurance solution. It allows you to instantly compare quotes and product options from more than 80 regional and national insurance companies. You’ll also find in-depth coverage reviews and unbiased recommendations from licensed advisors to help you make the best choice.

So how do you use Covered? When you log into your HomeLoanServicio account, click on the “Insurance” tab listed in the right column of your loan summary. There, you can see your current policy and provider, your coverage amount and your annual premium. At the bottom of the page, you’ll see a link called “See My Rates” that will take you directly to the marketplace.

It’s not just homeowners’ insurance, either. Covered enables you to shop for other types of insurance policies like auto, life, pet and even umbrella coverage. The company says that people who use the marketplace can save more than 30 percent on insurance, with an average savings of $1,240.

If you would like to speak to someone about your policy options, call Covered at 844-839-9129.

Disclaimer:
Idaho Housing and Finance and HomeLoanServ are not insurance producers and do not provide insurance advice. Using Covered Insurance Solutions, LLC, is optional and will not affect your loan terms, servicing, or eligibility. By submitting, you authorize Covered Insurance Solutions, LLC, to contact you about insurance options by the methods you select (calls, texts, emails). Message/data rates may apply. You can opt out anytime. See our Privacy Notice.

Average and median savings based on homeowners policies with 12-month terms sold by Covered in 2025, limited to customers for whom prior premium data was available from a partner or third-party provider and who saved at least $1.00 by switching. Savings reflect the difference between the customer’s prior premium on file and the Covered policy premium. Available in 30 states. Individual savings will vary based on location, coverage, and other factors. Not all customers will save money.

Editor’s note: Updated on 7/10/26 to reflect current figures.