Recursos
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How to Avoid Foreclosure: Steps You Can Take Right Now
Leer el artículo: How to Avoid Foreclosure: Steps You Can Take Right NowWhen you’re facing financial stress, it’s easy to feel overwhelmed or unsure where to start. If you’re struggling to keep up with your mortgage payments, know this: you have options, and taking action early can make a meaningful difference. Foreclosure is not inevitable. Many homeowners who reach out early are able to explore solutions that…
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Understanding Your 1098 Mortgage Interest Statement
Leer el artículo: Understanding Your 1098 Mortgage Interest StatementAt HomeLoanServ, we know tax season can feel overwhelming — but we’re here to make it a little easier. Each year, we send you a 1098 Mortgage Interest Statement, which shows the total mortgage interest you paid in the previous calendar year. Along with this, you’ll get a transaction history of your account activity so
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What’s Your Home Equity Looking Like These Days?
Leer el artículo: What’s Your Home Equity Looking Like These Days?Your home isn’t just a place to live—it’s an investment. And one of the most powerful ways it impacts your finances is through home equity. But what exactly is equity, and why should you care about it? What is Home Equity? Simply put, equity is the portion of your home that you actually own. It’s
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Property Taxes and Escrow – What You Should Know
Leer el artículo: Property Taxes and Escrow – What You Should KnowMany counties mail property tax bills in November. If your property tax assessment has changed, you might notice an impact on your escrow account. Here’s why that happens, and what you can do to prepare. What is Escrow? An escrow account is a special account held by a lender or loan servicer into which you,
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Winter-Proofing Your Home and Budget
Leer el artículo: Winter-Proofing Your Home and BudgetThe changing of the seasons is a great time to perform a walk-through of your home and catch up on maintenance. Regular home upkeep isn’t just about curb appeal—it’s essential for home comfort and safety and can save you money in the long run! A small roof leak, for example, can lead to significant damage
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Unlock Your Home’s Potential with a Cash-Out Refinance
Leer el artículo: Unlock Your Home’s Potential with a Cash-Out RefinanceYour home isn’t just a place to live—it’s also a powerful financial tool. Whether you’re dreaming about a kitchen remodel, upgrading your bathroom, making energy-efficient improvements, or handling costly, unexpected repairs like a new roof or HVAC system, a cash-out refinance might be the solution to fund your projects and protect your home. What Is
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Why Every Homeowner Needs a Cushion for the Unexpected
Leer el artículo: Why Every Homeowner Needs a Cushion for the UnexpectedOwning a home is rewarding, but it can also bring a few surprises. A sudden repair or higher-than-expected utility bill can throw off even the best budget. That’s why setting aside a small cushion can make a big difference—it’s a safety net that helps keep you prepared and stress levels low. Why a Cushion Matters
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Is Refinancing Right for You?
Leer el artículo: Is Refinancing Right for You?As market rates shift, many homeowners wonder if they should consider refinancing their home. Maybe you want to lower your monthly mortgage payment, consolidate your debt, or have extra cash to finance your next home improvement project. Refinancing your mortgage can be a good decision for all these reasons and more! What is a Refinanced
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Tools to Protect Your Home from Scams
Leer el artículo: Tools to Protect Your Home from ScamsHomeownership should bring peace of mind—but scammers see it as an opportunity. Whether you just closed on your first home or have lived there for years, fraudsters may target you with official-looking notices, calls, or offers. With the right tools in your toolkit, you can stay ahead of their tricks. 1. Verify Before You Pay
