Resources
-
Protect Your Home from Scams
Read Article: Protect Your Home from ScamsWhether you’re a new homeowner or you’ve been making mortgage payments for years, scammers know how to make an offer, notice or message look legitimate. They may use official-looking logos, urgent language or information that makes it seem like they already know details about your home or mortgage. The best defense? Pause, verify and never…
-
Understanding Your 1098 Mortgage Interest Statement
Read Article: Understanding Your 1098 Mortgage Interest StatementAt HomeLoanServ, we know tax season can feel overwhelming — but we’re here to make it a little easier. Each year, we send you a 1098 Mortgage Interest Statement, which shows the total mortgage interest you paid in the previous calendar year. Along with this, you’ll get a transaction history of your account activity so…
-
What’s Your Home Equity Looking Like These Days?
Read Article: What’s Your Home Equity Looking Like These Days?Your home isn’t just a place to live—it’s an investment. And one of the most powerful ways it impacts your finances is through home equity. But what exactly is equity, and why should you care about it? What is Home Equity? Simply put, equity is the portion of your home that you actually own. It’s…
-
Property Taxes and Escrow – What You Should Know
Read Article: Property Taxes and Escrow – What You Should KnowMany counties mail property tax bills in November. If your property tax assessment has changed, you might notice an impact on your escrow account. Here’s why that happens, and what you can do to prepare. What is Escrow? An escrow account is a special account held by a lender or loan servicer into which you,…
-
Winter-Proofing Your Home and Budget
Read Article: Winter-Proofing Your Home and BudgetThe changing of the seasons is a great time to perform a walk-through of your home and catch up on maintenance. Regular home upkeep isn’t just about curb appeal—it’s essential for home comfort and safety and can save you money in the long run! A small roof leak, for example, can lead to significant damage…
-
Unlock Your Home’s Potential with a Cash-Out Refinance
Read Article: Unlock Your Home’s Potential with a Cash-Out RefinanceYour home isn’t just a place to live—it’s also a powerful financial tool. Whether you’re dreaming about a kitchen remodel, upgrading your bathroom, making energy-efficient improvements, or handling costly, unexpected repairs like a new roof or HVAC system, a cash-out refinance might be the solution to fund your projects and protect your home. What Is…
-
Why Every Homeowner Needs a Cushion for the Unexpected
Read Article: Why Every Homeowner Needs a Cushion for the UnexpectedOwning a home is rewarding, but it can also bring a few surprises. A sudden repair or higher-than-expected utility bill can throw off even the best budget. That’s why setting aside a small cushion can make a big difference—it’s a safety net that helps keep you prepared and stress levels low. Why a Cushion Matters…
-
Is Refinancing Right for You?
Read Article: Is Refinancing Right for You?As market rates shift, many homeowners wonder if they should consider refinancing their home. Maybe you want to lower your monthly mortgage payment, consolidate your debt, or have extra cash to finance your next home improvement project. Refinancing your mortgage can be a good decision for all these reasons and more! What is a Refinanced…
-
Budgeting Basics: Your Toolkit for Financial Confidence
Read Article: Budgeting Basics: Your Toolkit for Financial ConfidenceLet’s be honest—budgeting doesn’t exactly sound exciting. But, having a plan for your money is one of the best ways to reduce stress, protect your home, and feel more in control of your future. The good news? It’s easier than you might think. We’ve rounded up a few simple tools to help you build a…
