Tools to Protect Your Home from Scams

Mature man relaxing at home, looking out the window.

Homeownership should bring peace of mind—but scammers see it as an opportunity. Whether you just closed on your first home or have lived there for years, fraudsters may target you with official-looking notices, calls, or offers. With the right tools in your toolkit, you can stay ahead of their tricks.

1. Verify Before You Pay

Scam: Fake mortgage payment notices asking you to send money elsewhere.

How to use this tool: Always confirm payment instructions directly through your HomeLoanServ online account or by calling us.

2. Spot the Solicitation

Scam: Warranty, insurance, or service offers that look “official” but aren’t.

How to use this tool: Look for fine print or urgent language. If you’re not sure, call us before signing or paying.

3. Know What You Already Own

Scam: Companies charging high fees for property deeds or records.

How to use this tool: Your deed is already on file. If you need another copy, your county recorder’s office can provide it at a minimal cost.

4. Do Your Homework on Contractors

Scam: Contractors who demand upfront payment and disappear.

How to use this tool: Get multiple bids, check references, and never pay in full before work is done.

5. Call Before You Give Info

Scam: Calls or emails claiming to be from your utility company.

How to use this tool: Contact the company directly using the number on your bill or their official website.